Ruth wants to calculate the present value of a sum of money that she will receive after the demise

Ruth wants to calculate the present value of a sum of money that she will receive after the demise

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 Ruth wants to calculate the present value of a sum of money that she will receive after the demise of her grandparents. To calculate the present value, she should use the:

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compounding method.

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discounting method. 

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expenditure method. 

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value-added method. 
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