Research the benefits and risks associated with annuities.  Based on your research, select one particular type of annuity in which you might consider investing.  Describe why you have selected this annuity and how it fits into your personal financial picture.  [You do not need to disclose personal financial details, just be specific about how this annuity fits your plans.] (10 points)

-          Write your essay in this document – do not save it in a separate file.

-          You must clearly state your position with well-structured paragraphs using proper grammar, spelling, and sentence structure.

-          This is not an “opinion” question – you must offer evidence to support your position, using properly-cited sources

-          Your answer must be between 150-250 words (about 1 page of text)

-          You must cite at least one source (book, website, periodical) using APA format.

-          Do not use unreliable sources such as Wikipedia, and Yahoo! Answers.
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